In 2000, Julie and her husband, Mark, declared war on their debt – credit cards, student loans, cars and the house. Seven years later, as they wrote the check for their last mortgage payment, God called them to adopt two children from Ethiopia. A few months later, with their income unexpectedly cut by two-thirds, they wondered if they could finish the adoption without crossing back over into the red.When they brought Wendemagegn and Beza home 12 months later, Julie and her husband proved debt-free adoption is possible!
Passionate about helping others achieve their adoption dream, Julie shares how to find extra money in your household budget, apply for grants, and fundraise in order to build your family without saddling it with debt. With over $80,000 worth of creative fundraising ideas from more than 30 adoptive families, the second edition of “Adopt Without Debt” shows you how to fulfill your adoption dream without signing away your financial freedom.
DAVE RAMSEY INTERVIEW
On June 7, 2011 I was honored to be interviewed about the book on The Dave Ramsey Show. You can read about it and hear the 10 minute interview here.
|WHAT OTHERS ARE SAYINGI receive calls on my show all the time about how you have to go into debt to adopt. Julie Gumm is living proof and a testament to the fact you can adopt without ANY debt. I highly recommend reading “Adopt Without Debt” if you are considering adoption.
- DAVE RAMSEY
I’ve been waiting for a book like this for almost a decade now. The reality has been that finances are often the biggest obstacle to adopting a child. Thanks to Julie Gumm that reality is going to change. Adopt Without Debt should be read by every prospective adoptive couple. It’s that helpful.”
- DAN CRUVER
At Project HOPEFUL we often receive letters from families who desire to adopt but are concerned about funding. I highly recommend Adopt Without Debt as a must-read for any adoptive parent looking to discover creative ways to afford their adoption. The ideas in this book work!”
- CAROLYN TWIETMEYER