| MORE REVIEWSAdopting a child without going into debt really is possible. We have families that do it every day (and you can, too!). Julie’s book “Adopt Without Debt” is packed with resources, fresh income raising ideas and cost-saving spending habits – all of which are delivered by an author with successful first-hand experience and a heart for the widow and the orphan. Highly recommended!
- JENNIFER NEWCOMB
The story she tells in this book of getting debt-free and affording adoption in the process is inspirational. If you’re wondering how your family might be able to afford to adopt, this book might very well provide some new insight. (Read more.) - MARY OSTYN
Julie makes the cost of adoption manageable and, prayerfully, “Adopt Without Debt” will allow many more families to embark on this incredible journey. Great resource for any family in the adoption process. - Emily Alexander Her style is friendly and the book is an easy read that got me excited about fundraising and trying out her creative ideas. As someone who hates to ask for money or sell anything that is saying something!…The tips and ideas are worth reading by themselves, but the excitement it causes is worth much more than the $11.99 selling price. (Read more of the review.) - MLJ Adoptions, Inc. |
WHAT OTHERS ARE SAYINGI receive calls on my show all the time about how you have to go into debt to adopt. Julie Gumm is living proof and a testament to the fact you can adopt without ANY debt. I highly recommend reading “Adopt Without Debt” if you are considering adoption.
- DAVE RAMSEY I’ve been waiting for a book like this for almost a decade now. The reality has been that finances are often the biggest obstacle to adopting a child. Thanks to Julie Gumm that reality is going to change. Adopt Without Debt should be read by every prospective adoptive couple. It’s that helpful.” - DAN CRUVER
At Project HOPEFUL we often receive letters from families who desire to adopt but are concerned about funding. I highly recommend Adopt Without Debt as a must-read for any adoptive parent looking to discover creative ways to afford their adoption. The ideas in this book work!” - CAROLYN TWIETMEYER |

I serve as the Phoenix Chapter leader for an amazing organization called The Adventure Project. Founded by two amazing ladies, TAP's focus is to raise awareness and funds to support the world’s most-effective social ventures.
