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WHAT OTHERS ARE SAYINGI receive calls on my show all the time about how you have to go into debt to adopt. Julie Gumm is living proof and a testament to the fact you can adopt without ANY debt. I highly recommend reading “Adopt Without Debt” if you are considering adoption.

- DAVE RAMSEY
Best-selling author, national speaker and nationally syndicated talk radio host

I’ve been waiting for a book like this for almost a decade now. The reality has been that finances are often the biggest obstacle to adopting a child. Thanks to Julie Gumm that reality is going to change. Adopt Without Debt should be read by every prospective adoptive couple. It’s that helpful.”

- DAN CRUVER
Director of Together for Adoption

 

At Project HOPEFUL we often receive letters from families who desire to adopt but are concerned about funding. I highly recommend Adopt Without Debt as a must-read for any adoptive parent looking to discover creative ways to afford their adoption. The ideas in this book work!”

- CAROLYN TWIETMEYER
Founder & Executive Director
of Project HOPEFUL

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